Privacy Policy

Introduction

InsureMEP, Inc. ("InsureMEP," "we," "our," or "us") respects your privacy and is committed to protecting the personal information that you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.insuremep.com (the "Website") or use our services, including any other media form, media channel, mobile website, or mobile application related or connected thereto (collectively, the "Services").

Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Website or use our Services. By accessing the Website or using our Services, you consent to the collection, use, disclosure, and protection of your information as described in this Privacy Policy.

We are a California company registered in Long Beach, CA, and comply with applicable state and federal laws regarding data privacy.

Information We Collect

We collect information that you voluntarily provide to us when you register for an account, express interest in obtaining information about us or our products and Services, participate in activities on the Website, or otherwise contact us.

Personal Information

The personal information we collect may include:

• Contact information (such as name, email address, mailing address, and phone number)
• Account credentials (such as username and password)
• Business information (such as company name, job title, business address, and business email)
• Insurance broker information (such as license numbers, specializations, and states of operation)
• Financial information (such as payment method information for subscription services)
• Profile information (such as user preferences and communication preferences)
• Any other information you choose to provide

Information Automatically Collected

When you access or use our Website, we may automatically collect certain information about your device and browsing actions, including:

• Device information (such as your IP address, browser type, operating system)
• Usage details (such as traffic data, logs, and other communication data)
• Information collected through cookies, web beacons, and other tracking technologies
• Location information if you enable this functionality

How We Use Your Information

We may use the information we collect about you for various purposes, including to:

• Provide, maintain, and improve our Website and Services
• Process and complete transactions
• Create and manage your account
• Send you technical notices, updates, security alerts, and administrative messages
• Respond to your comments, questions, and requests
• Provide customer service and support
• Communicate with you about products, services, offers, promotions, and events
• Monitor and analyze trends, usage, and activities in connection with our Website and Services
• Carry out our obligations and enforce our rights arising from any contracts
• Detect, investigate, and prevent fraudulent transactions and other illegal activities
• Comply with legal obligations
• Protect the rights, property, or safety of InsureMEP, our users, or others

Disclosure of Your Information

We may share information we have collected about you in certain situations. Your information may be disclosed as follows:

By Law or to Protect Rights

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency), or if we believe in good faith that disclosure is necessary to protect or defend our rights, property, or safety, the rights, property, or safety of our users or others, or to investigate fraud or illegal activity.

Business Partners and Third-Party Service Providers

We may share your information with business partners and third-party service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.

Business Transfers

If we or our subsidiaries are involved in a merger, acquisition, asset sale, bankruptcy, reorganization, dissolution, or other similar transaction, your information may be sold, transferred, or otherwise shared as part of that transaction.

With Your Consent

We may share your information with third parties with your consent or at your direction.

Aggregated or De-identified Information

We may share aggregated or de-identified information, which does not include any personal information that can identify you or your company, with third parties for industry analysis, demographic profiling, marketing, analytics, and other business purposes.

Your Choices

We strive to provide you with choices regarding the personal information you provide to us.

Account Information

You may update your account information by logging into your account and updating your profile information. If you would like to delete your account, please contact us at privacy@insuremep.com, but note that we may retain certain information as required by law or for legitimate business purposes.

Marketing Communications

You may opt out of receiving promotional emails from us by following the instructions in those emails or by contacting us. If you opt out, we may still send you non-promotional emails, such as those about your account, transactions, or our ongoing business relations.

Cookies

Most web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove or reject browser cookies. Please note that if you choose to remove or reject cookies, this could affect the availability and functionality of our Website.

Data Security

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on secure servers behind firewalls.

The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.

Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk.

California Privacy Rights

California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year.

If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.

California Consumer Privacy Act (CCPA)

If you are a California resident, you have the following rights under the CCPA:

• Right to Know: You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months.
• Right to Delete: You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions.
• Right to Opt-Out of Sale: You have the right to opt-out of the sale of your personal information. Note that InsureMEP does not sell personal information.
• Right to Non-Discrimination: You have the right not to be discriminated against for exercising any of your CCPA rights.

To exercise these rights, please contact us as specified in the "Contact Us" section below.

Children's Privacy

Our Website is not intended for children under 16 years of age, and we do not knowingly collect personal information from children under 16. If we learn we have collected or received personal information from a child under 16 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 16, please contact us at privacy@insuremep.com.

Cookie Policy

We use cookies and similar tracking technologies to track the activity on our Website and store certain information. Cookies are files with a small amount of data that may include an anonymous unique identifier.

Types of Cookies We Use

• Essential Cookies: These cookies are necessary for the Website to function properly and cannot be switched off in our systems.
• Performance Cookies: These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our Website.
• Functional Cookies: These cookies enable the Website to provide enhanced functionality and personalization.
• Targeting Cookies: These cookies may be set through our Website by our advertising partners.

Your Cookie Choices

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Website.

International Data Transfers

Your information may be transferred to, and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those in your jurisdiction.

If you are located outside the United States and choose to provide information to us, please note that we transfer the information, including personal information, to the United States and process it there.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Changes to this Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us: